Call report 2015Q4
FREDONIA VALLEY BANK — 2015Q4
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,152,000 | USD | evidence → |
| Total loans | 50,867,000 | USD | evidence → |
| Allowance for loan losses | 1,463,000 | USD | evidence → |
| Securities available for sale | 15,472,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,009,000 | USD | evidence → |
| Interest-bearing deposits | 41,186,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,823,000 | USD | evidence → |
| Equity capital | 10,940,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,561,000 | USD | evidence → |
| Interest expense | 318,000 | USD | evidence → |
| Net interest income | 3,243,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 2,203,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | 1,299,000 | USD | evidence → |
| Income tax | 340,000 | USD | evidence → |
| Net income | 959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,824,000 | USD | evidence → |
| Total capital | 11,433,000 | USD | evidence → |
| Risk-weighted assets | 47,913,000 | USD | evidence → |