Call report 2012Q4
FREDONIA VALLEY BANK — 2012Q4
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,547,000 | USD | evidence → |
| Total loans | 52,496,000 | USD | evidence → |
| Allowance for loan losses | 1,049,000 | USD | evidence → |
| Securities available for sale | 14,016,000 | USD | evidence → |
| Securities held to maturity | 320,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,888,000 | USD | evidence → |
| Interest-bearing deposits | 38,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,481,000 | USD | evidence → |
| Equity capital | 9,246,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,519,000 | USD | evidence → |
| Interest expense | 574,000 | USD | evidence → |
| Net interest income | 2,945,000 | USD | evidence → |
| Noninterest income | 380,000 | USD | evidence → |
| Noninterest expense | 2,103,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 940,000 | USD | evidence → |
| Income tax | 183,000 | USD | evidence → |
| Net income | 757,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,981,000 | USD | evidence → |
| Total capital | 9,552,000 | USD | evidence → |
| Risk-weighted assets | 45,642,000 | USD | evidence → |