Call report 2012Q1
FREDONIA VALLEY BANK — 2012Q1
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,981,000 | USD | evidence → |
| Total loans | 48,232,000 | USD | evidence → |
| Allowance for loan losses | 1,037,000 | USD | evidence → |
| Securities available for sale | 14,090,000 | USD | evidence → |
| Securities held to maturity | 878,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,409,000 | USD | evidence → |
| Interest-bearing deposits | 39,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,982,000 | USD | evidence → |
| Equity capital | 8,725,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 861,000 | USD | evidence → |
| Interest expense | 159,000 | USD | evidence → |
| Net interest income | 702,000 | USD | evidence → |
| Noninterest income | 106,000 | USD | evidence → |
| Noninterest expense | 464,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 284,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,544,000 | USD | evidence → |
| Total capital | 9,081,000 | USD | evidence → |
| Risk-weighted assets | 42,477,000 | USD | evidence → |