Call report 2009Q4
FREDONIA VALLEY BANK — 2009Q4
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,029,000 | USD | evidence → |
| Total loans | 44,757,000 | USD | evidence → |
| Allowance for loan losses | 686,000 | USD | evidence → |
| Securities available for sale | 12,703,000 | USD | evidence → |
| Securities held to maturity | 2,138,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,608,000 | USD | evidence → |
| Interest-bearing deposits | 38,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,271,000 | USD | evidence → |
| Equity capital | 7,407,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,743,000 | USD | evidence → |
| Interest expense | 1,242,000 | USD | evidence → |
| Net interest income | 2,501,000 | USD | evidence → |
| Noninterest income | 412,000 | USD | evidence → |
| Noninterest expense | 1,977,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 816,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 722,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,390,000 | USD | evidence → |
| Total capital | 7,905,000 | USD | evidence → |
| Risk-weighted assets | 41,018,000 | USD | evidence → |