Call report 2007Q4
FREDONIA VALLEY BANK — 2007Q4
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,609,000 | USD | evidence → |
| Total loans | 37,956,000 | USD | evidence → |
| Allowance for loan losses | 668,000 | USD | evidence → |
| Securities available for sale | 14,732,000 | USD | evidence → |
| Securities held to maturity | 3,960,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,714,000 | USD | evidence → |
| Interest-bearing deposits | 35,210,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,504,000 | USD | evidence → |
| Equity capital | 6,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,784,000 | USD | evidence → |
| Interest expense | 1,668,000 | USD | evidence → |
| Net interest income | 2,116,000 | USD | evidence → |
| Noninterest income | 522,000 | USD | evidence → |
| Noninterest expense | 1,656,000 | USD | evidence → |
| Provision for loan losses | 119,000 | USD | evidence → |
| Pretax income | 863,000 | USD | evidence → |
| Income tax | 124,000 | USD | evidence → |
| Net income | 739,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,745,000 | USD | evidence → |
| Total capital | 7,221,000 | USD | evidence → |
| Risk-weighted assets | 37,852,000 | USD | evidence → |