Call report 2007Q1
FREDONIA VALLEY BANK — 2007Q1
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,831,000 | USD | evidence → |
| Total loans | 35,232,000 | USD | evidence → |
| Allowance for loan losses | 648,000 | USD | evidence → |
| Securities available for sale | 17,692,000 | USD | evidence → |
| Securities held to maturity | 4,206,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,531,000 | USD | evidence → |
| Interest-bearing deposits | 34,850,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,681,000 | USD | evidence → |
| Equity capital | 6,258,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 917,000 | USD | evidence → |
| Interest expense | 405,000 | USD | evidence → |
| Net interest income | 512,000 | USD | evidence → |
| Noninterest income | 136,000 | USD | evidence → |
| Noninterest expense | 373,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 248,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,394,000 | USD | evidence → |
| Total capital | 6,851,000 | USD | evidence → |
| Risk-weighted assets | 36,372,000 | USD | evidence → |