Call report 2005Q4
FREDONIA VALLEY BANK — 2005Q4
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,877,000 | USD | evidence → |
| Total loans | 33,983,000 | USD | evidence → |
| Allowance for loan losses | 628,000 | USD | evidence → |
| Securities available for sale | 19,695,000 | USD | evidence → |
| Securities held to maturity | 4,451,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,302,000 | USD | evidence → |
| Interest-bearing deposits | 36,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,073,000 | USD | evidence → |
| Equity capital | 6,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,459,000 | USD | evidence → |
| Interest expense | 1,334,000 | USD | evidence → |
| Net interest income | 2,125,000 | USD | evidence → |
| Noninterest income | 353,000 | USD | evidence → |
| Noninterest expense | 1,606,000 | USD | evidence → |
| Provision for loan losses | 254,000 | USD | evidence → |
| Pretax income | 634,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,703,000 | USD | evidence → |
| Total capital | 7,238,000 | USD | evidence → |
| Risk-weighted assets | 42,683,000 | USD | evidence → |