Call report 2005Q2
FREDONIA VALLEY BANK — 2005Q2
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,329,000 | USD | evidence → |
| Total loans | 33,549,000 | USD | evidence → |
| Allowance for loan losses | 538,000 | USD | evidence → |
| Securities available for sale | 20,394,000 | USD | evidence → |
| Securities held to maturity | 4,952,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,347,000 | USD | evidence → |
| Interest-bearing deposits | 38,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,266,000 | USD | evidence → |
| Equity capital | 6,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,755,000 | USD | evidence → |
| Interest expense | 660,000 | USD | evidence → |
| Net interest income | 1,095,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 715,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 447,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | 385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,806,000 | USD | evidence → |
| Total capital | 7,343,000 | USD | evidence → |
| Risk-weighted assets | 42,960,000 | USD | evidence → |