Call reports 2025
MAINE COMMUNITY BANK — 2025
What MAINE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,702,374,000 | 2,758,302,000 | 2,783,692,000 | 2,854,230,000 |
| Total loans | 2,221,970,000 | 2,277,438,000 | 2,310,145,000 | 2,380,345,000 |
| Allowance for loan losses | 15,921,000 | 16,010,000 | 15,954,000 | 17,741,000 |
| Securities available for sale | 224,216,000 | 229,688,000 | 229,474,000 | 227,391,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 5,000,000 |
| Trading assets | 14,335,000 | 14,351,000 | 14,167,000 | 13,763,000 |
| Total deposits | 2,270,619,000 | 2,253,432,000 | 2,317,671,000 | 2,289,271,000 |
| Interest-bearing deposits | 1,841,055,000 | 1,811,995,000 | 1,841,763,000 | 1,838,063,000 |
| Noninterest-bearing deposits | 429,564,000 | 441,437,000 | 475,908,000 | 451,208,000 |
| Equity capital | 244,064,000 | 250,972,000 | 256,874,000 | 264,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 35,131,000 | 71,535,000 | 108,480,000 | 145,496,000 |
| Interest expense | 13,170,000 | 26,289,000 | 39,239,000 | 51,987,000 |
| Net interest income | 21,961,000 | 45,246,000 | 69,241,000 | 93,509,000 |
| Noninterest income | 2,608,000 | 5,734,000 | 8,588,000 | 11,170,000 |
| Noninterest expense | 22,807,000 | 42,380,000 | 66,011,000 | 83,528,000 |
| Provision for loan losses | -24,000 | 17,000 | 112,000 | 1,840,000 |
| Pretax income | 2,308,000 | 9,573,000 | 13,373,000 | 21,240,000 |
| Income tax | -777,000 | 670,000 | 1,308,000 | 4,017,000 |
| Net income | 3,085,000 | 8,903,000 | 12,065,000 | 17,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,766,000 | 269,681,000 | 273,216,000 | 278,829,000 |