Call reports 2022
MAINE COMMUNITY BANK — 2022
What MAINE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,002,149,000 | 999,824,000 | 1,011,112,000 | 1,004,289,000 |
| Total loans | 796,765,000 | 799,662,000 | 833,424,000 | 848,426,000 |
| Allowance for loan losses | 7,742,000 | 7,772,000 | 7,834,000 | 7,912,000 |
| Securities available for sale | 87,154,000 | 89,250,000 | 89,091,000 | 87,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 846,927,000 | 843,050,000 | 854,564,000 | 828,427,000 |
| Interest-bearing deposits | 682,783,000 | 676,494,000 | 682,656,000 | 665,651,000 |
| Noninterest-bearing deposits | 164,144,000 | 166,556,000 | 171,908,000 | 162,776,000 |
| Equity capital | 129,919,000 | 128,637,000 | 127,616,000 | 130,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,313,000 | 16,979,000 | 26,341,000 | 36,538,000 |
| Interest expense | 553,000 | 1,107,000 | 1,829,000 | 2,959,000 |
| Net interest income | 7,760,000 | 15,872,000 | 24,512,000 | 33,579,000 |
| Noninterest income | 573,000 | 1,154,000 | 2,875,000 | 3,474,000 |
| Noninterest expense | 6,121,000 | 12,319,000 | 18,766,000 | 25,550,000 |
| Provision for loan losses | 80,000 | 105,000 | 163,000 | 238,000 |
| Pretax income | 1,825,000 | 3,483,000 | 7,121,000 | 10,330,000 |
| Income tax | 352,000 | 667,000 | 1,379,000 | 2,025,000 |
| Net income | 1,473,000 | 2,816,000 | 5,742,000 | 8,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,653,000 | 136,996,000 | 139,922,000 | 142,486,000 |