Call reports 2021
MAINE COMMUNITY BANK — 2021
What MAINE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,001,391,000 | 1,004,782,000 | 999,111,000 | 1,020,986,000 |
| Total loans | 835,240,000 | 837,506,000 | 814,409,000 | 792,543,000 |
| Allowance for loan losses | 7,710,000 | 8,117,000 | 7,928,000 | 7,665,000 |
| Securities available for sale | 69,131,000 | 68,768,000 | 76,530,000 | 89,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 852,692,000 | 854,805,000 | 846,432,000 | 853,581,000 |
| Interest-bearing deposits | 691,880,000 | 674,557,000 | 674,067,000 | 685,893,000 |
| Noninterest-bearing deposits | 160,812,000 | 180,248,000 | 172,365,000 | 167,688,000 |
| Equity capital | 123,606,000 | 125,754,000 | 128,110,000 | 132,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,156,000 | 18,320,000 | 27,607,000 | 36,455,000 |
| Interest expense | 840,000 | 1,574,000 | 2,225,000 | 2,828,000 |
| Net interest income | 8,316,000 | 16,746,000 | 25,382,000 | 33,627,000 |
| Noninterest income | 495,000 | 614,000 | 1,311,000 | 1,891,000 |
| Noninterest expense | 5,621,000 | 11,632,000 | 17,730,000 | 23,810,000 |
| Provision for loan losses | 419,000 | 822,000 | 647,000 | 647,000 |
| Pretax income | 2,821,000 | 5,169,000 | 8,625,000 | 11,857,000 |
| Income tax | 571,000 | 1,038,000 | 1,747,000 | 2,404,000 |
| Net income | 2,250,000 | 4,131,000 | 6,878,000 | 9,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,979,000 | 128,856,000 | 131,605,000 | 134,181,000 |