Call reports 2020
MAINE COMMUNITY BANK — 2020
What MAINE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 949,918,000 | 991,050,000 | 984,780,000 | 977,414,000 |
| Total loans | 805,312,000 | 865,783,000 | 861,877,000 | 830,709,000 |
| Allowance for loan losses | 6,289,000 | 6,766,000 | 6,958,000 | 7,285,000 |
| Securities available for sale | 76,839,000 | 72,813,000 | 71,476,000 | 69,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,661,000 | 801,670,000 | 811,864,000 | 828,917,000 |
| Interest-bearing deposits | 614,827,000 | 652,728,000 | 661,808,000 | 680,535,000 |
| Noninterest-bearing deposits | 98,834,000 | 148,942,000 | 150,056,000 | 148,382,000 |
| Equity capital | 114,819,000 | 118,091,000 | 120,027,000 | 122,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,907,000 | 19,833,000 | 29,525,000 | 39,513,000 |
| Interest expense | 2,239,000 | 3,880,000 | 5,175,000 | 6,213,000 |
| Net interest income | 7,668,000 | 15,953,000 | 24,350,000 | 33,300,000 |
| Noninterest income | 545,000 | 1,423,000 | 2,249,000 | 2,648,000 |
| Noninterest expense | 6,130,000 | 11,195,000 | 17,392,000 | 22,928,000 |
| Provision for loan losses | 852,000 | 1,354,000 | 1,507,000 | 1,860,000 |
| Pretax income | 643,000 | 4,576,000 | 7,667,000 | 11,480,000 |
| Income tax | 90,000 | 897,000 | 1,464,000 | 2,234,000 |
| Net income | 553,000 | 3,679,000 | 6,203,000 | 9,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,435,000 | 119,562,000 | 121,686,000 | 124,727,000 |