Call reports 2019
MAINE COMMUNITY BANK — 2019
What MAINE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 504,124,000 | 501,679,000 | 504,653,000 | 516,973,000 |
| Total loans | 432,557,000 | 435,887,000 | 436,910,000 | 448,959,000 |
| Allowance for loan losses | 2,169,000 | 2,260,000 | 2,350,000 | 2,440,000 |
| Securities available for sale | 28,485,000 | 26,821,000 | 28,546,000 | 29,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,665,000 | 379,092,000 | 386,831,000 | 384,039,000 |
| Interest-bearing deposits | 345,083,000 | 343,211,000 | 346,906,000 | 346,085,000 |
| Noninterest-bearing deposits | 35,582,000 | 35,881,000 | 39,925,000 | 37,954,000 |
| Equity capital | 52,033,000 | 53,468,000 | 54,677,000 | 56,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,199,000 | 10,461,000 | 15,794,000 | 21,160,000 |
| Interest expense | 1,334,000 | 2,716,000 | 4,093,000 | 5,389,000 |
| Net interest income | 3,865,000 | 7,745,000 | 11,701,000 | 15,771,000 |
| Noninterest income | 286,000 | 607,000 | 962,000 | 1,367,000 |
| Noninterest expense | 3,267,000 | 6,315,000 | 9,369,000 | 12,309,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 2,000,000 | 3,540,000 | 4,819,000 | 6,924,000 |
| Income tax | 399,000 | 699,000 | 941,000 | 1,364,000 |
| Net income | 1,601,000 | 2,841,000 | 3,878,000 | 5,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,860,000 | 55,102,000 | 56,139,000 | 57,822,000 |
| Total capital | 56,098,000 | 57,427,000 | 58,561,000 | 60,335,000 |
| Risk-weighted assets | 381,486,000 | 383,974,000 | 391,418,000 | 404,828,000 |