Call reports 2018
MAINE COMMUNITY BANK — 2018
What MAINE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 495,919,000 | 500,095,000 | 495,884,000 | 496,339,000 |
| Total loans | 431,644,000 | 432,010,000 | 430,742,000 | 431,916,000 |
| Allowance for loan losses | 1,976,000 | 2,051,000 | 2,016,000 | 2,079,000 |
| Securities available for sale | 35,468,000 | 34,724,000 | 35,350,000 | 36,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,716,000 | 376,985,000 | 377,079,000 | 363,412,000 |
| Interest-bearing deposits | 325,181,000 | 342,625,000 | 340,084,000 | 329,318,000 |
| Noninterest-bearing deposits | 34,535,000 | 34,360,000 | 36,995,000 | 34,094,000 |
| Equity capital | 47,748,000 | 48,688,000 | 50,023,000 | 50,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,864,000 | 9,866,000 | 14,936,000 | 20,093,000 |
| Interest expense | 924,000 | 2,039,000 | 3,181,000 | 4,455,000 |
| Net interest income | 3,940,000 | 7,827,000 | 11,755,000 | 15,638,000 |
| Noninterest income | 298,000 | 513,000 | 819,000 | 1,132,000 |
| Noninterest expense | 2,953,000 | 5,846,000 | 8,793,000 | 12,228,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,195,000 | 2,399,000 | 3,616,000 | 4,333,000 |
| Income tax | 224,000 | 451,000 | 691,000 | 796,000 |
| Net income | 971,000 | 1,948,000 | 2,925,000 | 3,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,828,000 | 48,806,000 | 49,783,000 | 50,394,000 |
| Total capital | 51,128,000 | 52,205,000 | 53,434,000 | 53,607,000 |
| Risk-weighted assets | 380,650,000 | 382,051,000 | 382,551,000 | 386,940,000 |