Call reports 2017
MAINE COMMUNITY BANK — 2017
What MAINE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 461,133,000 | 471,843,000 | 469,189,000 | 480,607,000 |
| Total loans | 397,591,000 | 407,479,000 | 408,225,000 | 420,090,000 |
| Allowance for loan losses | 1,726,000 | 1,799,000 | 1,844,000 | 1,886,000 |
| Securities available for sale | 36,809,000 | 36,708,000 | 35,767,000 | 35,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,092,000 | 348,048,000 | 358,041,000 | 355,354,000 |
| Interest-bearing deposits | 309,537,000 | 310,617,000 | 321,332,000 | 317,317,000 |
| Noninterest-bearing deposits | 36,555,000 | 37,431,000 | 36,709,000 | 38,037,000 |
| Equity capital | 43,528,000 | 44,741,000 | 45,775,000 | 47,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,484,000 | 9,160,000 | 13,887,000 | 18,650,000 |
| Interest expense | 710,000 | 1,480,000 | 2,270,000 | 3,085,000 |
| Net interest income | 3,774,000 | 7,680,000 | 11,617,000 | 15,565,000 |
| Noninterest income | 291,000 | 611,000 | 911,000 | 1,196,000 |
| Noninterest expense | 2,878,000 | 5,826,000 | 8,653,000 | 11,546,000 |
| Provision for loan losses | 94,000 | 167,000 | 227,000 | 287,000 |
| Pretax income | 1,121,000 | 2,382,000 | 3,733,000 | 5,027,000 |
| Income tax | 333,000 | 717,000 | 1,145,000 | 1,313,000 |
| Net income | 788,000 | 1,665,000 | 2,588,000 | 3,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,106,000 | 44,883,000 | 45,806,000 | 46,858,000 |
| Total capital | 46,810,000 | 47,797,000 | 48,892,000 | 50,166,000 |
| Risk-weighted assets | 365,362,000 | 355,166,000 | 354,264,000 | 364,669,000 |