Call reports 2016
MAINE COMMUNITY BANK — 2016
What MAINE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 419,483,000 | 432,455,000 | 433,921,000 | 449,079,000 |
| Total loans | 355,475,000 | 366,496,000 | 371,005,000 | 387,063,000 |
| Allowance for loan losses | 1,433,000 | 1,632,000 | 1,672,000 | 1,728,000 |
| Securities available for sale | 37,346,000 | 37,051,000 | 35,577,000 | 37,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,347,000 | 327,046,000 | 338,072,000 | 339,436,000 |
| Interest-bearing deposits | 278,681,000 | 290,146,000 | 302,911,000 | 307,586,000 |
| Noninterest-bearing deposits | 29,666,000 | 36,900,000 | 35,161,000 | 31,850,000 |
| Equity capital | 40,140,000 | 41,183,000 | 42,059,000 | 42,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,036,000 | 8,180,000 | 12,441,000 | 16,735,000 |
| Interest expense | 668,000 | 1,340,000 | 2,007,000 | 2,679,000 |
| Net interest income | 3,368,000 | 6,840,000 | 10,434,000 | 14,056,000 |
| Noninterest income | 257,000 | 519,000 | 879,000 | 1,235,000 |
| Noninterest expense | 2,878,000 | 5,668,000 | 8,356,000 | 11,268,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 218,000 |
| Pretax income | 691,000 | 1,575,000 | 2,830,000 | 3,816,000 |
| Income tax | 170,000 | 410,000 | 781,000 | 1,048,000 |
| Net income | 521,000 | 1,165,000 | 2,049,000 | 2,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,070,000 | 41,715,000 | 42,599,000 | 43,319,000 |
| Total capital | 43,170,000 | 44,089,000 | 45,041,000 | 45,837,000 |
| Risk-weighted assets | 334,935,000 | 343,062,000 | 344,978,000 | 358,813,000 |