Call reports 2015
MAINE COMMUNITY BANK — 2015
What MAINE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 385,304,000 | 399,653,000 | 409,056,000 | 409,989,000 |
| Total loans | 320,629,000 | 334,530,000 | 346,468,000 | 349,532,000 |
| Allowance for loan losses | 1,325,000 | 1,345,000 | 1,384,000 | 1,379,000 |
| Securities available for sale | 39,441,000 | 38,393,000 | 37,361,000 | 36,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,457,000 | 291,418,000 | 293,032,000 | 299,048,000 |
| Interest-bearing deposits | 258,161,000 | 261,147,000 | 260,670,000 | 269,621,000 |
| Noninterest-bearing deposits | 27,296,000 | 30,271,000 | 32,362,000 | 29,427,000 |
| Equity capital | 38,405,000 | 38,470,000 | 38,986,000 | 39,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,733,000 | 7,486,000 | 11,419,000 | 15,458,000 |
| Interest expense | 628,000 | 1,224,000 | 1,832,000 | 2,481,000 |
| Net interest income | 3,105,000 | 6,262,000 | 9,587,000 | 12,977,000 |
| Noninterest income | 233,000 | 572,000 | 1,045,000 | 1,345,000 |
| Noninterest expense | 2,978,000 | 5,812,000 | 8,645,000 | 11,488,000 |
| Provision for loan losses | 0 | 15,000 | 55,000 | 55,000 |
| Pretax income | 702,000 | 1,524,000 | 2,449,000 | 3,310,000 |
| Income tax | 200,000 | 438,000 | 801,000 | 967,000 |
| Net income | 502,000 | 1,086,000 | 1,648,000 | 2,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,210,000 | 39,793,000 | 40,356,000 | 40,741,000 |
| Total capital | 41,300,000 | 41,826,000 | 42,239,000 | 42,720,000 |
| Risk-weighted assets | 295,313,000 | 308,330,000 | 326,575,000 | 328,182,000 |