Call reports 2013
MAINE COMMUNITY BANK — 2013
What MAINE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 338,841,000 | 340,216,000 | 357,544,000 | 355,072,000 |
| Total loans | 261,839,000 | 266,645,000 | 273,052,000 | 279,389,000 |
| Allowance for loan losses | 2,004,000 | 1,776,000 | 1,719,000 | 1,478,000 |
| Securities available for sale | 47,180,000 | 44,500,000 | 54,026,000 | 48,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,000 | 3,000 | 1,000 | 0 |
| Total deposits | 253,287,000 | 255,259,000 | 260,223,000 | 255,356,000 |
| Interest-bearing deposits | 235,727,000 | 235,359,000 | 237,902,000 | 234,184,000 |
| Noninterest-bearing deposits | 17,560,000 | 19,900,000 | 22,321,000 | 21,172,000 |
| Equity capital | 34,412,000 | 34,426,000 | 34,467,000 | 35,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,685,000 | 10,128,000 | 13,662,000 |
| Interest expense | 890,000 | 1,660,000 | 2,398,000 | 3,130,000 |
| Net interest income | 2,442,000 | 5,025,000 | 7,730,000 | 10,532,000 |
| Noninterest income | 769,000 | 1,785,000 | 1,899,000 | 2,172,000 |
| Noninterest expense | 2,722,000 | 5,185,000 | 7,675,000 | 10,121,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 629,000 | 1,958,000 | 2,365,000 | 3,009,000 |
| Income tax | 173,000 | 585,000 | 682,000 | 859,000 |
| Net income | 456,000 | 1,373,000 | 1,683,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,747,000 | 35,482,000 | 35,797,000 | 36,263,000 |
| Total capital | 33,440,000 | 37,959,000 | 38,291,000 | 38,786,000 |
| Risk-weighted assets | 253,581,000 | 255,316,000 | 261,707,000 | 267,198,000 |