Call reports 2012
MAINE COMMUNITY BANK — 2012
What MAINE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 342,542,000 | 346,985,000 | 348,344,000 | 343,913,000 |
| Total loans | 250,955,000 | 258,678,000 | 261,807,000 | 263,533,000 |
| Allowance for loan losses | 1,727,000 | 1,926,000 | 2,109,000 | 1,965,000 |
| Securities available for sale | 55,888,000 | 59,511,000 | 55,719,000 | 47,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 17,000 | 6,000 | 3,000 | 2,000 |
| Total deposits | 245,450,000 | 248,496,000 | 246,399,000 | 249,825,000 |
| Interest-bearing deposits | 230,871,000 | 232,666,000 | 228,722,000 | 227,316,000 |
| Noninterest-bearing deposits | 14,579,000 | 15,830,000 | 17,677,000 | 22,509,000 |
| Equity capital | 32,489,000 | 33,050,000 | 33,590,000 | 33,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,525,000 | 7,039,000 | 10,550,000 | 14,040,000 |
| Interest expense | 1,098,000 | 2,176,000 | 3,239,000 | 4,252,000 |
| Net interest income | 2,427,000 | 4,863,000 | 7,311,000 | 9,788,000 |
| Noninterest income | 502,000 | 1,077,000 | 1,676,000 | 2,199,000 |
| Noninterest expense | 2,470,000 | 4,727,000 | 6,998,000 | 9,687,000 |
| Provision for loan losses | 1,215,000 | 1,439,000 | 1,832,000 | 1,957,000 |
| Pretax income | -590,000 | 341,000 | 850,000 | 1,418,000 |
| Income tax | -243,000 | 29,000 | 156,000 | 305,000 |
| Net income | -347,000 | 312,000 | 694,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,839,000 | 29,535,000 | 29,927,000 | 30,301,000 |
| Total capital | 31,016,000 | 31,762,000 | 32,438,000 | 32,751,000 |
| Risk-weighted assets | 230,121,000 | 240,905,000 | 244,193,000 | 244,164,000 |