Call reports 2011
MAINE COMMUNITY BANK — 2011
What MAINE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 321,618,000 | 330,815,000 | 337,945,000 | 331,747,000 |
| Total loans | 239,296,000 | 246,186,000 | 249,471,000 | 248,461,000 |
| Allowance for loan losses | 1,557,000 | 1,613,000 | 2,213,000 | 1,922,000 |
| Securities available for sale | 49,074,000 | 50,878,000 | 54,055,000 | 55,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 175,000 | 105,000 | 35,000 | 27,000 |
| Total deposits | 215,548,000 | 229,121,000 | 237,342,000 | 234,759,000 |
| Interest-bearing deposits | 203,763,000 | 216,086,000 | 220,558,000 | 221,803,000 |
| Noninterest-bearing deposits | 11,785,000 | 13,035,000 | 16,784,000 | 12,956,000 |
| Equity capital | 32,322,000 | 32,849,000 | 32,846,000 | 32,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 6,945,000 | 10,464,000 | 14,066,000 |
| Interest expense | 1,122,000 | 2,251,000 | 3,417,000 | 4,575,000 |
| Net interest income | 2,328,000 | 4,694,000 | 7,047,000 | 9,491,000 |
| Noninterest income | 202,000 | 326,000 | 537,000 | 829,000 |
| Noninterest expense | 1,996,000 | 4,168,000 | 6,268,000 | 8,557,000 |
| Provision for loan losses | 132,000 | 252,000 | 978,000 | 1,194,000 |
| Pretax income | 431,000 | 697,000 | 644,000 | 885,000 |
| Income tax | 114,000 | 172,000 | 116,000 | 139,000 |
| Net income | 317,000 | 525,000 | 528,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,682,000 | 28,872,000 | 28,882,000 | 29,118,000 |
| Total capital | 30,615,000 | 30,828,000 | 31,181,000 | 31,325,000 |
| Risk-weighted assets | 209,945,000 | 213,425,000 | 216,309,000 | 227,255,000 |