Call reports 2010
MAINE COMMUNITY BANK — 2010
What MAINE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 315,014,000 | 311,822,000 | 314,495,000 | 314,351,000 |
| Total loans | 221,096,000 | 218,065,000 | 220,629,000 | 224,139,000 |
| Allowance for loan losses | 1,368,000 | 1,452,000 | 1,433,000 | 1,485,000 |
| Securities available for sale | 68,273,000 | 64,681,000 | 63,755,000 | 62,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 203,000 | 183,000 | 98,000 | 178,000 |
| Total deposits | 216,549,000 | 217,178,000 | 220,372,000 | 214,032,000 |
| Interest-bearing deposits | 204,361,000 | 205,104,000 | 206,298,000 | 200,878,000 |
| Noninterest-bearing deposits | 12,188,000 | 12,074,000 | 14,074,000 | 13,154,000 |
| Equity capital | 30,998,000 | 31,125,000 | 31,742,000 | 31,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,490,000 | 6,979,000 | 10,437,000 | 13,890,000 |
| Interest expense | 1,266,000 | 2,497,000 | 3,718,000 | 4,901,000 |
| Net interest income | 2,224,000 | 4,482,000 | 6,719,000 | 8,989,000 |
| Noninterest income | 62,000 | 176,000 | 353,000 | 907,000 |
| Noninterest expense | 1,932,000 | 3,865,000 | 5,768,000 | 7,833,000 |
| Provision for loan losses | 88,000 | 205,000 | 217,000 | 368,000 |
| Pretax income | 365,000 | 815,000 | 1,357,000 | 1,978,000 |
| Income tax | 109,000 | 243,000 | 407,000 | 516,000 |
| Net income | 256,000 | 572,000 | 950,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,085,000 | 31,356,000 | 31,779,000 | 32,279,000 |
| Total capital | 32,594,000 | 32,820,000 | 33,328,000 | 34,115,000 |
| Risk-weighted assets | 197,307,000 | 197,464,000 | 199,918,000 | 205,726,000 |