Call reports 2009
MAINE COMMUNITY BANK — 2009
What MAINE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 311,051,000 | 311,276,000 | 310,667,000 | 308,142,000 |
| Total loans | 215,579,000 | 209,059,000 | 207,250,000 | 213,984,000 |
| Allowance for loan losses | 1,392,000 | 1,286,000 | 1,373,000 | 1,423,000 |
| Securities available for sale | 71,852,000 | 76,974,000 | 76,989,000 | 68,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 298,000 | 331,000 |
| Total deposits | 213,387,000 | 210,857,000 | 208,963,000 | 208,974,000 |
| Interest-bearing deposits | 206,768,000 | 202,954,000 | 198,658,000 | 197,955,000 |
| Noninterest-bearing deposits | 6,619,000 | 7,903,000 | 10,305,000 | 11,019,000 |
| Equity capital | 28,127,000 | 28,652,000 | 29,890,000 | 30,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 7,635,000 | 11,297,000 | 14,813,000 |
| Interest expense | 1,891,000 | 3,606,000 | 5,139,000 | 6,526,000 |
| Net interest income | 1,975,000 | 4,029,000 | 6,158,000 | 8,287,000 |
| Noninterest income | 175,000 | 632,000 | 905,000 | 1,199,000 |
| Noninterest expense | 1,955,000 | 4,084,000 | 5,964,000 | 7,886,000 |
| Provision for loan losses | 82,000 | 95,000 | 184,000 | 255,000 |
| Pretax income | 56,000 | 440,000 | 1,151,000 | 1,568,000 |
| Income tax | 20,000 | 140,000 | 372,000 | 479,000 |
| Net income | 36,000 | 300,000 | 779,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,313,000 | 29,819,000 | 30,526,000 | 30,833,000 |
| Total capital | 30,705,000 | 31,117,000 | 31,920,000 | 32,340,000 |
| Risk-weighted assets | 191,081,000 | 189,228,000 | 190,451,000 | 190,925,000 |