Call reports 2008
MAINE COMMUNITY BANK — 2008
What MAINE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 300,209,000 | 308,638,000 | 312,413,000 | 312,386,000 |
| Total loans | 212,895,000 | 213,861,000 | 217,489,000 | 218,433,000 |
| Allowance for loan losses | 821,000 | 1,007,000 | 1,030,000 | 1,310,000 |
| Securities available for sale | 65,601,000 | 71,944,000 | 70,682,000 | 70,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,666,000 | 203,635,000 | 206,964,000 | 211,364,000 |
| Interest-bearing deposits | 191,036,000 | 196,261,000 | 199,598,000 | 204,615,000 |
| Noninterest-bearing deposits | 6,630,000 | 7,374,000 | 7,366,000 | 6,749,000 |
| Equity capital | 29,549,000 | 28,777,000 | 28,274,000 | 28,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,058,000 | 8,111,000 | 12,278,000 | 16,358,000 |
| Interest expense | 2,253,000 | 4,463,000 | 6,665,000 | 8,763,000 |
| Net interest income | 1,805,000 | 3,648,000 | 5,613,000 | 7,595,000 |
| Noninterest income | 146,000 | 319,000 | 789,000 | 990,000 |
| Noninterest expense | 1,613,000 | 3,261,000 | 4,908,000 | 6,765,000 |
| Provision for loan losses | 26,000 | 212,000 | 235,000 | 533,000 |
| Pretax income | 335,000 | 522,000 | 433,000 | 242,000 |
| Income tax | 105,000 | 157,000 | 117,000 | 31,000 |
| Net income | 230,000 | 365,000 | 316,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,775,000 | 29,904,000 | 29,679,000 | 29,435,000 |
| Total capital | 30,682,000 | 30,911,000 | 30,709,000 | 30,745,000 |
| Risk-weighted assets | 181,553,000 | 188,531,000 | 189,521,000 | 190,914,000 |