Call reports 2007
MAINE COMMUNITY BANK — 2007
What MAINE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 272,518,000 | 268,067,000 | 275,131,000 | 284,070,000 |
| Total loans | 212,403,000 | 214,031,000 | 212,860,000 | 213,902,000 |
| Allowance for loan losses | 802,000 | 818,000 | 816,000 | 911,000 |
| Securities available for sale | 47,424,000 | 41,336,000 | 49,111,000 | 47,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,514,000 | 193,062,000 | 192,968,000 | 195,983,000 |
| Interest-bearing deposits | 189,887,000 | 185,495,000 | 185,053,000 | 188,880,000 |
| Noninterest-bearing deposits | 7,627,000 | 7,567,000 | 7,915,000 | 7,103,000 |
| Equity capital | 28,910,000 | 28,792,000 | 29,581,000 | 29,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,906,000 | 7,868,000 | 11,815,000 | 15,901,000 |
| Interest expense | 2,138,000 | 4,239,000 | 6,383,000 | 8,582,000 |
| Net interest income | 1,768,000 | 3,629,000 | 5,432,000 | 7,319,000 |
| Noninterest income | 128,000 | 226,000 | 294,000 | 361,000 |
| Noninterest expense | 1,675,000 | 3,345,000 | 4,591,000 | 6,163,000 |
| Provision for loan losses | 0 | 16,000 | 26,000 | 123,000 |
| Pretax income | 221,000 | 494,000 | 1,122,000 | 1,396,000 |
| Income tax | 67,000 | 153,000 | 361,000 | 434,000 |
| Net income | 154,000 | 341,000 | 761,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,734,000 | 28,919,000 | 29,342,000 | 29,543,000 |
| Total capital | 29,752,000 | 29,991,000 | 30,433,000 | 30,643,000 |
| Risk-weighted assets | 167,948,000 | 165,501,000 | 171,294,000 | 177,069,000 |