Call reports 2004
MAINE COMMUNITY BANK — 2004
What MAINE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 219,246,000 | 224,136,000 | 225,493,000 | 228,389,000 |
| Total loans | 150,129,000 | 155,634,000 | 156,630,000 | 162,022,000 |
| Allowance for loan losses | 518,000 | 521,000 | 522,000 | 522,000 |
| Securities available for sale | 56,807,000 | 55,334,000 | 54,698,000 | 50,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,496,000 | 169,448,000 | 171,243,000 | 173,896,000 |
| Interest-bearing deposits | 159,552,000 | 162,795,000 | 164,763,000 | 167,160,000 |
| Noninterest-bearing deposits | 5,944,000 | 6,653,000 | 6,480,000 | 6,736,000 |
| Equity capital | 26,650,000 | 26,401,000 | 27,084,000 | 27,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,755,000 | 5,506,000 | 8,349,000 | 11,239,000 |
| Interest expense | 935,000 | 1,890,000 | 2,902,000 | 3,919,000 |
| Net interest income | 1,820,000 | 3,616,000 | 5,447,000 | 7,320,000 |
| Noninterest income | 78,000 | 189,000 | 260,000 | 360,000 |
| Noninterest expense | 1,337,000 | 2,628,000 | 3,977,000 | 5,450,000 |
| Provision for loan losses | 3,000 | 6,000 | 8,000 | 8,000 |
| Pretax income | 558,000 | 1,171,000 | 1,722,000 | 2,264,000 |
| Income tax | 184,000 | 384,000 | 562,000 | 724,000 |
| Net income | 374,000 | 787,000 | 1,160,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,739,000 | 26,150,000 | 26,523,000 | 26,902,000 |
| Total capital | 26,392,000 | 26,800,000 | 27,157,000 | 27,556,000 |
| Risk-weighted assets | 130,587,000 | 129,698,000 | 131,628,000 | 132,799,000 |