Call reports 2003
MAINE COMMUNITY BANK — 2003
What MAINE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 219,870,000 | 220,754,000 | 219,968,000 | 220,421,000 |
| Total loans | 131,334,000 | 138,362,000 | 142,851,000 | 147,459,000 |
| Allowance for loan losses | 456,000 | 473,000 | 497,000 | 515,000 |
| Securities available for sale | 75,277,000 | 70,818,000 | 63,733,000 | 60,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,710,000 | 168,962,000 | 167,896,000 | 167,123,000 |
| Interest-bearing deposits | 162,470,000 | 163,265,000 | 161,179,000 | 160,720,000 |
| Noninterest-bearing deposits | 5,240,000 | 5,697,000 | 6,717,000 | 6,403,000 |
| Equity capital | 25,088,000 | 25,894,000 | 25,872,000 | 26,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 5,959,000 | 8,827,000 | 11,645,000 |
| Interest expense | 1,119,000 | 2,162,000 | 3,119,000 | 4,271,000 |
| Net interest income | 1,906,000 | 3,797,000 | 5,708,000 | 7,374,000 |
| Noninterest income | 185,000 | 318,000 | 457,000 | 544,000 |
| Noninterest expense | 1,329,000 | 2,609,000 | 3,851,000 | 5,096,000 |
| Provision for loan losses | 18,000 | 36,000 | 60,000 | 78,000 |
| Pretax income | 745,000 | 1,474,000 | 2,258,000 | 2,748,000 |
| Income tax | 245,000 | 483,000 | 742,000 | 910,000 |
| Net income | 500,000 | 991,000 | 1,516,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,029,000 | 24,517,000 | 25,043,000 | 25,364,000 |
| Total capital | 24,509,000 | 25,069,000 | 25,621,000 | 26,001,000 |
| Risk-weighted assets | 122,254,000 | 125,403,000 | 124,094,000 | 126,658,000 |