Call reports 2002
MAINE COMMUNITY BANK — 2002
What MAINE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 203,863,000 | 213,045,000 | 214,418,000 | 221,814,000 |
| Total loans | 117,847,000 | 119,716,000 | 123,606,000 | 124,728,000 |
| Allowance for loan losses | 379,000 | 382,000 | 385,000 | 438,000 |
| Securities available for sale | 64,506,000 | 67,838,000 | 75,454,000 | 78,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,164,000 | 159,288,000 | 160,718,000 | 166,867,000 |
| Interest-bearing deposits | 149,487,000 | 155,183,000 | 155,526,000 | 161,806,000 |
| Noninterest-bearing deposits | 3,677,000 | 4,105,000 | 5,192,000 | 5,061,000 |
| Equity capital | 23,039,000 | 23,688,000 | 24,269,000 | 24,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,067,000 | 6,083,000 | 9,193,000 | 12,287,000 |
| Interest expense | 1,423,000 | 2,877,000 | 4,249,000 | 5,496,000 |
| Net interest income | 1,644,000 | 3,206,000 | 4,944,000 | 6,791,000 |
| Noninterest income | 97,000 | 241,000 | 378,000 | 673,000 |
| Noninterest expense | 1,273,000 | 2,602,000 | 3,873,000 | 5,248,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 62,000 |
| Pretax income | 485,000 | 767,000 | 1,170,000 | 1,581,000 |
| Income tax | 160,000 | 250,000 | 383,000 | 505,000 |
| Net income | 325,000 | 517,000 | 787,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,792,000 | 22,797,000 | 22,884,000 | 23,532,000 |
| Total capital | 23,174,000 | 23,179,000 | 23,269,000 | 24,011,000 |
| Risk-weighted assets | 116,212,000 | 116,373,000 | 119,592,000 | 121,960,000 |