Call reports 2001
MAINE COMMUNITY BANK — 2001
What MAINE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 183,522,000 | 187,789,000 | 193,930,000 | 197,212,000 |
| Total loans | 113,432,000 | 115,215,000 | 114,218,000 | 113,938,000 |
| Allowance for loan losses | 370,000 | 372,000 | 375,000 | 378,000 |
| Securities available for sale | 53,223,000 | 56,055,000 | 53,066,000 | 62,994,000 |
| Securities held to maturity | 1,763,000 | 1,263,000 | 763,000 | 762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,148,000 | 137,869,000 | 144,428,000 | 146,059,000 |
| Interest-bearing deposits | 130,867,000 | 134,672,000 | 140,871,000 | 141,435,000 |
| Noninterest-bearing deposits | 2,281,000 | 3,197,000 | 3,557,000 | 4,624,000 |
| Equity capital | 22,391,000 | 22,540,000 | 23,036,000 | 23,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 6,310,000 | 9,453,000 | 12,553,000 |
| Interest expense | 1,814,000 | 3,584,000 | 5,319,000 | 6,866,000 |
| Net interest income | 1,335,000 | 2,726,000 | 4,134,000 | 5,687,000 |
| Noninterest income | 116,000 | 219,000 | 324,000 | 457,000 |
| Noninterest expense | 1,132,000 | 2,298,000 | 3,469,000 | 4,800,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 10,000 |
| Pretax income | 331,000 | 662,000 | 1,022,000 | 1,383,000 |
| Income tax | 109,000 | 219,000 | 339,000 | 457,000 |
| Net income | 222,000 | 443,000 | 683,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,723,000 | 21,945,000 | 21,927,000 | 22,467,000 |
| Total capital | 22,093,000 | 22,317,000 | 22,302,000 | 22,873,000 |
| Risk-weighted assets | 103,178,000 | 106,848,000 | 107,836,000 | 110,073,000 |