Call report 2011Q4
BAY BANK & TRUST CO. — 2011Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 232,517,000 | USD | evidence → |
| Total loans | 116,905,000 | USD | evidence → |
| Allowance for loan losses | 2,244,000 | USD | evidence → |
| Securities available for sale | 22,178,000 | USD | evidence → |
| Securities held to maturity | 4,646,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,556,000 | USD | evidence → |
| Interest-bearing deposits | 148,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,905,000 | USD | evidence → |
| Equity capital | 25,610,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,147,000 | USD | evidence → |
| Interest expense | 773,000 | USD | evidence → |
| Net interest income | 7,374,000 | USD | evidence → |
| Noninterest income | 1,777,000 | USD | evidence → |
| Noninterest expense | 9,000,000 | USD | evidence → |
| Provision for loan losses | 3,650,000 | USD | evidence → |
| Pretax income | -3,710,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -3,710,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,427,000 | USD | evidence → |
| Total capital | 26,952,000 | USD | evidence → |
| Risk-weighted assets | 121,279,000 | USD | evidence → |