Call report 2011Q1
BAY BANK & TRUST CO. — 2011Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,182,000 | USD | evidence → |
| Total loans | 126,359,000 | USD | evidence → |
| Allowance for loan losses | 2,605,000 | USD | evidence → |
| Securities available for sale | 29,847,000 | USD | evidence → |
| Securities held to maturity | 8,300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,597,000 | USD | evidence → |
| Interest-bearing deposits | 154,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,204,000 | USD | evidence → |
| Equity capital | 28,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,091,000 | USD | evidence → |
| Interest expense | 229,000 | USD | evidence → |
| Net interest income | 1,862,000 | USD | evidence → |
| Noninterest income | 427,000 | USD | evidence → |
| Noninterest expense | 2,628,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | -875,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,261,000 | USD | evidence → |
| Total capital | 29,938,000 | USD | evidence → |
| Risk-weighted assets | 133,188,000 | USD | evidence → |