Call report 2001Q4
BAY BANK & TRUST CO. — 2001Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,488,000 | USD | evidence → |
| Total loans | 106,675,000 | USD | evidence → |
| Allowance for loan losses | 1,614,000 | USD | evidence → |
| Securities available for sale | 28,504,000 | USD | evidence → |
| Securities held to maturity | 1,770,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,419,000 | USD | evidence → |
| Interest-bearing deposits | 121,432,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,987,000 | USD | evidence → |
| Equity capital | 16,559,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,562,000 | USD | evidence → |
| Interest expense | 4,545,000 | USD | evidence → |
| Net interest income | 7,017,000 | USD | evidence → |
| Noninterest income | 1,629,000 | USD | evidence → |
| Noninterest expense | 6,017,000 | USD | evidence → |
| Provision for loan losses | -150,000 | USD | evidence → |
| Pretax income | 2,779,000 | USD | evidence → |
| Income tax | 139,000 | USD | evidence → |
| Net income | 2,640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,044,000 | USD | evidence → |
| Total capital | 17,457,000 | USD | evidence → |
| Risk-weighted assets | 112,982,000 | USD | evidence → |