Call reports 2025
OKLAHOMA STATE BANK — 2025
What OKLAHOMA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 64,683,000 | 65,874,000 | 63,185,000 | 63,818,000 |
| Total loans | 45,550,000 | 41,836,000 | 44,242,000 | 49,711,000 |
| Allowance for loan losses | 382,000 | 399,000 | 400,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,484,000 | 9,478,000 | 12,676,000 | 12,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,007,000 | 58,783,000 | 55,816,000 | 57,207,000 |
| Interest-bearing deposits | 37,011,000 | 38,495,000 | 36,191,000 | 37,818,000 |
| Noninterest-bearing deposits | 20,996,000 | 20,288,000 | 19,625,000 | 19,389,000 |
| Equity capital | 6,573,000 | 6,905,000 | 7,190,000 | 6,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,321,000 | 3,490,000 | 4,664,000 |
| Interest expense | 220,000 | 453,000 | 685,000 | 918,000 |
| Net interest income | 923,000 | 1,868,000 | 2,805,000 | 3,746,000 |
| Noninterest income | 81,000 | 170,000 | 264,000 | 356,000 |
| Noninterest expense | 532,000 | 1,031,000 | 1,577,000 | 2,130,000 |
| Provision for loan losses | 9,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 463,000 | 995,000 | 1,480,000 | 1,960,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 463,000 | 995,000 | 1,480,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,573,000 | 6,905,000 | 7,190,000 | 6,470,000 |
| Total capital | 6,955,000 | 7,304,000 | 7,590,000 | 6,870,000 |
| Risk-weighted assets | 45,794,000 | 41,572,000 | 44,839,000 | 50,287,000 |