Call reports 2024
OKLAHOMA STATE BANK — 2024
What OKLAHOMA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 60,815,000 | 59,778,000 | 59,580,000 | 59,394,000 |
| Total loans | 43,666,000 | 43,065,000 | 41,807,000 | 46,107,000 |
| Allowance for loan losses | 368,000 | 375,000 | 374,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,451,000 | 6,404,000 | 11,061,000 | 9,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,325,000 | 52,966,000 | 52,375,000 | 52,950,000 |
| Interest-bearing deposits | 34,814,000 | 34,340,000 | 34,867,000 | 33,844,000 |
| Noninterest-bearing deposits | 19,511,000 | 18,626,000 | 17,508,000 | 19,106,000 |
| Equity capital | 6,399,000 | 6,684,000 | 7,029,000 | 6,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,223,000 | 3,367,000 | 4,494,000 |
| Interest expense | 190,000 | 391,000 | 605,000 | 814,000 |
| Net interest income | 901,000 | 1,832,000 | 2,762,000 | 3,680,000 |
| Noninterest income | 90,000 | 181,000 | 296,000 | 426,000 |
| Noninterest expense | 518,000 | 1,047,000 | 1,546,000 | 2,113,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 464,000 | 948,000 | 1,494,000 | 1,975,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 948,000 | 1,494,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,399,000 | 6,684,000 | 7,029,000 | 6,310,000 |
| Total capital | 6,767,000 | 7,059,000 | 7,403,000 | 6,687,000 |
| Risk-weighted assets | 43,926,000 | 42,616,000 | 42,457,000 | 46,527,000 |