Call reports 2023
OKLAHOMA STATE BANK — 2023
What OKLAHOMA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 58,782,000 | 59,475,000 | 57,596,000 | 58,554,000 |
| Total loans | 36,228,000 | 37,397,000 | 34,237,000 | 39,341,000 |
| Allowance for loan losses | 349,000 | 357,000 | 360,000 | 362,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,762,000 | 18,571,000 | 17,962,000 | 9,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,538,000 | 53,024,000 | 50,700,000 | 52,321,000 |
| Interest-bearing deposits | 35,007,000 | 34,305,000 | 31,993,000 | 32,782,000 |
| Noninterest-bearing deposits | 17,531,000 | 18,719,000 | 18,707,000 | 19,539,000 |
| Equity capital | 6,190,000 | 6,354,000 | 6,753,000 | 6,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,764,000 | 2,911,000 | 3,895,000 |
| Interest expense | 77,000 | 208,000 | 360,000 | 535,000 |
| Net interest income | 773,000 | 1,556,000 | 2,551,000 | 3,360,000 |
| Noninterest income | 90,000 | 179,000 | 270,000 | 360,000 |
| Noninterest expense | 500,000 | 999,000 | 1,483,000 | 2,000,000 |
| Provision for loan losses | 9,000 | 18,000 | 21,000 | 21,000 |
| Pretax income | 354,000 | 718,000 | 1,317,000 | 1,699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 718,000 | 1,317,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,190,000 | 6,354,000 | 6,753,000 | 6,135,000 |
| Total capital | 6,539,000 | 6,711,000 | 7,113,000 | 6,497,000 |
| Risk-weighted assets | 39,822,000 | 40,786,000 | 37,211,000 | 40,566,000 |