Call reports 2021
OKLAHOMA STATE BANK — 2021
What OKLAHOMA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,804,000 | 60,941,000 | 58,417,000 | 59,065,000 |
| Total loans | 35,709,000 | 37,207,000 | 34,426,000 | 37,988,000 |
| Allowance for loan losses | 296,000 | 307,000 | 296,000 | 302,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,495,000 | 10,332,000 | 11,504,000 | 11,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,029,000 | 54,932,000 | 52,147,000 | 53,140,000 |
| Interest-bearing deposits | 36,184,000 | 35,309,000 | 34,066,000 | 34,798,000 |
| Noninterest-bearing deposits | 21,845,000 | 19,623,000 | 18,081,000 | 18,342,000 |
| Equity capital | 5,723,000 | 5,918,000 | 6,146,000 | 5,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,420,000 | 2,232,000 | 2,828,000 |
| Interest expense | 18,000 | 32,000 | 44,000 | 56,000 |
| Net interest income | 607,000 | 1,388,000 | 2,188,000 | 2,772,000 |
| Noninterest income | 91,000 | 175,000 | 261,000 | 352,000 |
| Noninterest expense | 435,000 | 896,000 | 1,345,000 | 1,825,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 254,000 | 649,000 | 1,077,000 | 1,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 649,000 | 1,077,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,723,000 | 5,918,000 | 6,146,000 | 5,882,000 |
| Total capital | 6,019,000 | 6,225,000 | 6,442,000 | 6,184,000 |
| Risk-weighted assets | 34,631,000 | 36,756,000 | 36,201,000 | 39,630,000 |