Call reports 2020
OKLAHOMA STATE BANK — 2020
What OKLAHOMA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,420,000 | 61,786,000 | 57,547,000 | 59,497,000 |
| Total loans | 39,505,000 | 36,476,000 | 36,022,000 | 36,711,000 |
| Allowance for loan losses | 215,000 | 263,000 | 279,000 | 285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,880,000 | 12,251,000 | 12,835,000 | 10,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,598,000 | 55,773,000 | 51,465,000 | 53,775,000 |
| Interest-bearing deposits | 36,756,000 | 38,683,000 | 36,302,000 | 35,043,000 |
| Noninterest-bearing deposits | 12,842,000 | 17,090,000 | 15,163,000 | 18,732,000 |
| Equity capital | 5,771,000 | 5,927,000 | 5,966,000 | 5,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,494,000 | 2,121,000 | 2,757,000 |
| Interest expense | 34,000 | 66,000 | 91,000 | 113,000 |
| Net interest income | 725,000 | 1,428,000 | 2,030,000 | 2,644,000 |
| Noninterest income | 107,000 | 190,000 | 278,000 | 370,000 |
| Noninterest expense | 422,000 | 816,000 | 1,251,000 | 1,695,000 |
| Provision for loan losses | 9,000 | 45,000 | 61,000 | 70,000 |
| Pretax income | 401,000 | 757,000 | 996,000 | 1,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 757,000 | 996,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,771,000 | 5,927,000 | 5,966,000 | 5,669,000 |
| Total capital | 5,986,000 | 6,190,000 | 6,245,000 | 5,954,000 |
| Risk-weighted assets | 41,133,000 | 35,999,000 | 36,015,000 | 37,483,000 |