Call reports 2019
OKLAHOMA STATE BANK — 2019
What OKLAHOMA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,773,000 | 54,120,000 | 53,138,000 | 55,972,000 |
| Total loans | 36,860,000 | 35,583,000 | 35,440,000 | 38,695,000 |
| Allowance for loan losses | 217,000 | 218,000 | 229,000 | 239,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,572,000 | 14,922,000 | 13,683,000 | 13,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,810,000 | 48,269,000 | 47,072,000 | 50,346,000 |
| Interest-bearing deposits | 34,878,000 | 35,049,000 | 34,485,000 | 36,199,000 |
| Noninterest-bearing deposits | 13,932,000 | 13,220,000 | 12,587,000 | 14,147,000 |
| Equity capital | 5,612,000 | 5,771,000 | 5,948,000 | 5,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,451,000 | 2,167,000 | 2,889,000 |
| Interest expense | 32,000 | 62,000 | 93,000 | 126,000 |
| Net interest income | 705,000 | 1,389,000 | 2,074,000 | 2,763,000 |
| Noninterest income | 98,000 | 198,000 | 302,000 | 401,000 |
| Noninterest expense | 419,000 | 835,000 | 1,238,000 | 1,695,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 375,000 | 734,000 | 1,111,000 | 1,433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 734,000 | 1,111,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,612,000 | 5,771,000 | 5,948,000 | 5,570,000 |
| Total capital | 5,829,000 | 5,989,000 | 6,177,000 | 5,809,000 |
| Risk-weighted assets | 38,493,000 | 37,289,000 | 37,145,000 | 40,141,000 |