Call reports 2016
OKLAHOMA STATE BANK — 2016
What OKLAHOMA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,506,000 | 54,562,000 | 51,808,000 | 53,552,000 |
| Total loans | 30,410,000 | 29,129,000 | 30,938,000 | 31,729,000 |
| Allowance for loan losses | 235,000 | 243,000 | 237,000 | 223,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,918,000 | 18,605,000 | 16,048,000 | 17,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,219,000 | 48,899,000 | 46,583,000 | 46,715,000 |
| Interest-bearing deposits | 35,967,000 | 34,222,000 | 33,485,000 | 33,113,000 |
| Noninterest-bearing deposits | 15,252,000 | 14,677,000 | 13,098,000 | 13,602,000 |
| Equity capital | 4,892,000 | 5,040,000 | 5,124,000 | 5,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,260,000 | 1,856,000 | 2,454,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 59,000 |
| Net interest income | 609,000 | 1,230,000 | 1,812,000 | 2,395,000 |
| Noninterest income | 120,000 | 222,000 | 322,000 | 423,000 |
| Noninterest expense | 398,000 | 764,000 | 1,153,000 | 1,517,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 45,000 |
| Pretax income | 322,000 | 670,000 | 954,000 | 1,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 670,000 | 954,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,892,000 | 5,040,000 | 5,124,000 | 5,026,000 |
| Total capital | 5,127,000 | 5,283,000 | 5,361,000 | 5,249,000 |
| Risk-weighted assets | 34,688,000 | 33,099,000 | 34,136,000 | 35,090,000 |