Call reports 2015
OKLAHOMA STATE BANK — 2015
What OKLAHOMA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,319,000 | 58,034,000 | 57,900,000 | 57,613,000 |
| Total loans | 28,089,000 | 29,721,000 | 29,864,000 | 28,761,000 |
| Allowance for loan losses | 228,000 | 223,000 | 221,000 | 229,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,508,000 | 24,686,000 | 24,274,000 | 22,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,777,000 | 52,270,000 | 52,985,000 | 52,810,000 |
| Interest-bearing deposits | 35,753,000 | 36,063,000 | 37,201,000 | 36,532,000 |
| Noninterest-bearing deposits | 18,024,000 | 16,207,000 | 15,784,000 | 16,278,000 |
| Equity capital | 4,497,000 | 4,650,000 | 4,816,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,185,000 | 1,823,000 | 2,433,000 |
| Interest expense | 15,000 | 31,000 | 48,000 | 63,000 |
| Net interest income | 566,000 | 1,154,000 | 1,775,000 | 2,370,000 |
| Noninterest income | 87,000 | 202,000 | 294,000 | 383,000 |
| Noninterest expense | 400,000 | 788,000 | 1,169,000 | 1,537,000 |
| Provision for loan losses | 6,000 | 18,000 | 34,000 | 46,000 |
| Pretax income | 247,000 | 550,000 | 866,000 | 1,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 550,000 | 866,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,497,000 | 4,650,000 | 4,816,000 | 4,770,000 |
| Total capital | 4,725,000 | 4,873,000 | 5,037,000 | 4,999,000 |
| Risk-weighted assets | 32,643,000 | 34,229,000 | 34,530,000 | 33,041,000 |