Call reports 2014
OKLAHOMA STATE BANK — 2014
What OKLAHOMA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,722,000 | 57,087,000 | 56,094,000 | 60,224,000 |
| Total loans | 25,334,000 | 25,522,000 | 25,968,000 | 28,556,000 |
| Allowance for loan losses | 229,000 | 224,000 | 218,000 | 222,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,055,000 | 23,024,000 | 26,097,000 | 24,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,590,000 | 52,840,000 | 51,540,000 | 55,786,000 |
| Interest-bearing deposits | 37,477,000 | 36,520,000 | 36,260,000 | 36,901,000 |
| Noninterest-bearing deposits | 14,113,000 | 16,320,000 | 15,280,000 | 18,885,000 |
| Equity capital | 4,073,000 | 4,180,000 | 4,284,000 | 4,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,058,000 | 1,619,000 | 2,183,000 |
| Interest expense | 22,000 | 41,000 | 58,000 | 75,000 |
| Net interest income | 497,000 | 1,017,000 | 1,561,000 | 2,108,000 |
| Noninterest income | 96,000 | 207,000 | 298,000 | 413,000 |
| Noninterest expense | 375,000 | 749,000 | 1,127,000 | 1,514,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 12,000 |
| Pretax income | 218,000 | 475,000 | 729,000 | 995,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 475,000 | 729,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,073,000 | 4,180,000 | 4,284,000 | 4,400,000 |
| Total capital | 4,302,000 | 4,404,000 | 4,502,000 | 4,622,000 |
| Risk-weighted assets | 30,971,000 | 31,258,000 | 32,050,000 | 34,725,000 |