Call reports 2013
OKLAHOMA STATE BANK — 2013
What OKLAHOMA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,224,000 | 54,306,000 | 55,645,000 | 56,424,000 |
| Total loans | 22,128,000 | 22,762,000 | 24,500,000 | 24,952,000 |
| Allowance for loan losses | 246,000 | 246,000 | 235,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,622,000 | 23,297,000 | 25,235,000 | 24,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,342,000 | 50,332,000 | 50,158,000 | 51,412,000 |
| Interest-bearing deposits | 35,416,000 | 36,743,000 | 36,854,000 | 37,539,000 |
| Noninterest-bearing deposits | 13,926,000 | 13,589,000 | 13,304,000 | 13,873,000 |
| Equity capital | 3,829,000 | 3,910,000 | 3,958,000 | 4,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 935,000 | 1,436,000 | 1,938,000 |
| Interest expense | 21,000 | 42,000 | 65,000 | 86,000 |
| Net interest income | 441,000 | 893,000 | 1,371,000 | 1,852,000 |
| Noninterest income | 166,000 | 311,000 | 405,000 | 499,000 |
| Noninterest expense | 369,000 | 735,000 | 1,109,000 | 1,487,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 469,000 | 667,000 | 864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 469,000 | 667,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,829,000 | 3,910,000 | 3,958,000 | 4,005,000 |
| Total capital | 4,075,000 | 4,156,000 | 4,193,000 | 4,241,000 |
| Risk-weighted assets | 27,204,000 | 28,505,000 | 30,100,000 | 30,761,000 |