Call reports 2008
OKLAHOMA STATE BANK — 2008
What OKLAHOMA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,679,000 | 41,589,000 | 42,009,000 | 43,782,000 |
| Total loans | 18,173,000 | 18,493,000 | 17,836,000 | 19,126,000 |
| Allowance for loan losses | 253,000 | 257,000 | 257,000 | 254,000 |
| Securities available for sale | 9,000 | 8,000 | 508,000 | 1,027,000 |
| Securities held to maturity | 18,498,000 | 19,791,000 | 21,307,000 | 21,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,653,000 | 38,513,000 | 38,886,000 | 39,539,000 |
| Interest-bearing deposits | 32,062,000 | 32,026,000 | 31,904,000 | 32,410,000 |
| Noninterest-bearing deposits | 6,591,000 | 6,487,000 | 6,982,000 | 7,129,000 |
| Equity capital | 2,898,000 | 2,937,000 | 2,999,000 | 3,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,231,000 | 1,845,000 | 2,468,000 |
| Interest expense | 225,000 | 420,000 | 593,000 | 746,000 |
| Net interest income | 400,000 | 811,000 | 1,252,000 | 1,722,000 |
| Noninterest income | 97,000 | 171,000 | 243,000 | 323,000 |
| Noninterest expense | 293,000 | 589,000 | 890,000 | 1,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 204,000 | 393,000 | 605,000 | 825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 393,000 | 605,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,898,000 | 2,937,000 | 2,999,000 | 3,044,000 |
| Total capital | 3,151,000 | 3,194,000 | 3,256,000 | 3,298,000 |
| Risk-weighted assets | 21,504,000 | 21,905,000 | 21,315,000 | 22,394,000 |