Call reports 2007
OKLAHOMA STATE BANK — 2007
What OKLAHOMA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,216,000 | 40,644,000 | 38,953,000 | 40,538,000 |
| Total loans | 18,982,000 | 19,655,000 | 18,240,000 | 18,707,000 |
| Allowance for loan losses | 258,000 | 258,000 | 253,000 | 253,000 |
| Securities available for sale | 11,000 | 11,000 | 10,000 | 10,000 |
| Securities held to maturity | 17,261,000 | 16,749,000 | 17,016,000 | 18,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,230,000 | 37,583,000 | 35,889,000 | 37,549,000 |
| Interest-bearing deposits | 29,971,000 | 31,198,000 | 29,559,000 | 30,481,000 |
| Noninterest-bearing deposits | 6,259,000 | 6,385,000 | 6,330,000 | 7,068,000 |
| Equity capital | 2,864,000 | 2,890,000 | 2,913,000 | 2,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,290,000 | 1,946,000 | 2,583,000 |
| Interest expense | 236,000 | 477,000 | 711,000 | 947,000 |
| Net interest income | 398,000 | 813,000 | 1,235,000 | 1,636,000 |
| Noninterest income | 101,000 | 179,000 | 262,000 | 352,000 |
| Noninterest expense | 278,000 | 545,000 | 827,000 | 1,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 447,000 | 670,000 | 876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 447,000 | 670,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,864,000 | 2,890,000 | 2,913,000 | 2,869,000 |
| Total capital | 3,122,000 | 3,148,000 | 3,166,000 | 3,122,000 |
| Risk-weighted assets | 21,390,000 | 22,015,000 | 20,599,000 | 20,997,000 |