Call reports 2006
OKLAHOMA STATE BANK — 2006
What OKLAHOMA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,434,000 | 36,732,000 | 36,657,000 | 38,065,000 |
| Total loans | 17,946,000 | 17,477,000 | 17,327,000 | 18,650,000 |
| Allowance for loan losses | 261,000 | 267,000 | 269,000 | 258,000 |
| Securities available for sale | 14,000 | 13,000 | 13,000 | 11,000 |
| Securities held to maturity | 15,891,000 | 16,871,000 | 17,317,000 | 17,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,608,000 | 33,841,000 | 32,819,000 | 33,738,000 |
| Interest-bearing deposits | 27,949,000 | 27,925,000 | 27,220,000 | 27,416,000 |
| Noninterest-bearing deposits | 5,659,000 | 5,916,000 | 5,599,000 | 6,322,000 |
| Equity capital | 2,749,000 | 2,786,000 | 2,830,000 | 2,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,153,000 | 1,733,000 | 2,336,000 |
| Interest expense | 155,000 | 335,000 | 533,000 | 743,000 |
| Net interest income | 405,000 | 818,000 | 1,200,000 | 1,593,000 |
| Noninterest income | 88,000 | 174,000 | 264,000 | 346,000 |
| Noninterest expense | 264,000 | 526,000 | 804,000 | 1,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 466,000 | 660,000 | 848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 466,000 | 660,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,749,000 | 2,786,000 | 2,830,000 | 2,818,000 |
| Total capital | 2,991,000 | 3,026,000 | 3,071,000 | 3,070,000 |
| Risk-weighted assets | 19,332,000 | 19,189,000 | 19,260,000 | 20,170,000 |