Call reports 2005
OKLAHOMA STATE BANK — 2005
What OKLAHOMA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,368,000 | 35,576,000 | 36,371,000 | 36,376,000 |
| Total loans | 18,847,000 | 17,105,000 | 17,621,000 | 18,185,000 |
| Allowance for loan losses | 253,000 | 259,000 | 258,000 | 263,000 |
| Securities available for sale | 18,000 | 17,000 | 15,000 | 14,000 |
| Securities held to maturity | 14,033,000 | 15,003,000 | 16,436,000 | 15,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,094,000 | 32,750,000 | 32,758,000 | 32,965,000 |
| Interest-bearing deposits | 27,092,000 | 27,614,000 | 26,896,000 | 26,778,000 |
| Noninterest-bearing deposits | 5,002,000 | 5,136,000 | 5,862,000 | 6,187,000 |
| Equity capital | 2,754,000 | 2,738,000 | 2,723,000 | 2,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,021,000 | 1,534,000 | 2,070,000 |
| Interest expense | 108,000 | 223,000 | 354,000 | 496,000 |
| Net interest income | 404,000 | 798,000 | 1,180,000 | 1,574,000 |
| Noninterest income | 86,000 | 153,000 | 231,000 | 304,000 |
| Noninterest expense | 271,000 | 535,000 | 801,000 | 1,062,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 213,000 | 404,000 | 592,000 | 792,000 |
| Income tax | 0 | 7,000 | 10,000 | 13,000 |
| Net income | 213,000 | 397,000 | 582,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,754,000 | 2,738,000 | 2,723,000 | 2,720,000 |
| Total capital | 2,999,000 | 2,965,000 | 2,959,000 | 2,960,000 |
| Risk-weighted assets | 19,600,000 | 18,120,000 | 18,906,000 | 19,189,000 |