Call reports 2004
OKLAHOMA STATE BANK — 2004
What OKLAHOMA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,890,000 | 33,603,000 | 32,571,000 | 33,707,000 |
| Total loans | 16,454,000 | 16,745,000 | 15,853,000 | 17,206,000 |
| Allowance for loan losses | 233,000 | 240,000 | 249,000 | 247,000 |
| Securities available for sale | 24,000 | 23,000 | 22,000 | 20,000 |
| Securities held to maturity | 15,192,000 | 15,126,000 | 14,798,000 | 14,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,168,000 | 30,280,000 | 29,538,000 | 30,962,000 |
| Interest-bearing deposits | 26,911,000 | 25,880,000 | 25,111,000 | 26,136,000 |
| Noninterest-bearing deposits | 4,257,000 | 4,400,000 | 4,427,000 | 4,826,000 |
| Equity capital | 2,674,000 | 2,697,000 | 2,720,000 | 2,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 940,000 | 1,396,000 | 1,836,000 |
| Interest expense | 98,000 | 192,000 | 287,000 | 381,000 |
| Net interest income | 393,000 | 748,000 | 1,109,000 | 1,455,000 |
| Noninterest income | 84,000 | 156,000 | 230,000 | 296,000 |
| Noninterest expense | 248,000 | 486,000 | 736,000 | 1,024,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 27,000 |
| Pretax income | 220,000 | 400,000 | 576,000 | 700,000 |
| Income tax | 0 | 7,000 | 10,000 | 13,000 |
| Net income | 220,000 | 393,000 | 566,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,674,000 | 2,697,000 | 2,720,000 | 2,691,000 |
| Total capital | 2,896,000 | 2,918,000 | 2,937,000 | 2,922,000 |
| Risk-weighted assets | 17,750,000 | 17,624,000 | 17,356,000 | 18,430,000 |