Call reports 2003
OKLAHOMA STATE BANK — 2003
What OKLAHOMA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,517,000 | 34,960,000 | 34,797,000 | 33,564,000 |
| Total loans | 15,495,000 | 15,026,000 | 14,904,000 | 16,277,000 |
| Allowance for loan losses | 219,000 | 234,000 | 247,000 | 225,000 |
| Securities available for sale | 35,000 | 31,000 | 28,000 | 26,000 |
| Securities held to maturity | 15,195,000 | 17,634,000 | 17,989,000 | 15,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,791,000 | 31,100,000 | 30,439,000 | 30,829,000 |
| Interest-bearing deposits | 26,862,000 | 27,156,000 | 26,044,000 | 26,684,000 |
| Noninterest-bearing deposits | 3,929,000 | 3,944,000 | 4,395,000 | 4,145,000 |
| Equity capital | 2,662,000 | 2,695,000 | 2,735,000 | 2,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,013,000 | 1,490,000 | 1,944,000 |
| Interest expense | 121,000 | 234,000 | 340,000 | 440,000 |
| Net interest income | 409,000 | 779,000 | 1,150,000 | 1,504,000 |
| Noninterest income | 85,000 | 156,000 | 228,000 | 298,000 |
| Noninterest expense | 235,000 | 472,000 | 706,000 | 978,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 244,000 | 433,000 | 627,000 | 774,000 |
| Income tax | 0 | 7,000 | 10,000 | 13,000 |
| Net income | 244,000 | 426,000 | 617,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,662,000 | 2,694,000 | 2,735,000 | 2,654,000 |
| Total capital | 2,872,000 | 2,903,000 | 2,946,000 | 2,869,000 |
| Risk-weighted assets | 16,769,000 | 16,703,000 | 16,860,000 | 17,230,000 |