Call reports 2002
OKLAHOMA STATE BANK — 2002
What OKLAHOMA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,347,000 | 34,820,000 | 33,668,000 | 33,863,000 |
| Total loans | 14,777,000 | 14,744,000 | 14,465,000 | 15,982,000 |
| Allowance for loan losses | 204,000 | 187,000 | 198,000 | 204,000 |
| Securities available for sale | 45,000 | 43,000 | 41,000 | 39,000 |
| Securities held to maturity | 15,606,000 | 17,856,000 | 17,010,000 | 15,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,641,000 | 32,036,000 | 30,808,000 | 30,247,000 |
| Interest-bearing deposits | 27,210,000 | 27,955,000 | 26,923,000 | 25,579,000 |
| Noninterest-bearing deposits | 4,431,000 | 4,081,000 | 3,885,000 | 4,668,000 |
| Equity capital | 2,626,000 | 2,701,000 | 2,775,000 | 2,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,104,000 | 1,636,000 | 2,136,000 |
| Interest expense | 178,000 | 339,000 | 487,000 | 621,000 |
| Net interest income | 387,000 | 765,000 | 1,149,000 | 1,515,000 |
| Noninterest income | 75,000 | 154,000 | 230,000 | 302,000 |
| Noninterest expense | 228,000 | 451,000 | 678,000 | 964,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 225,000 | 450,000 | 674,000 | 817,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 219,000 | 444,000 | 668,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,626,000 | 2,701,000 | 2,775,000 | 2,618,000 |
| Total capital | 2,826,000 | 2,888,000 | 2,973,000 | 2,822,000 |
| Risk-weighted assets | 16,028,000 | 16,118,000 | 15,844,000 | 16,836,000 |