Call reports 2001
OKLAHOMA STATE BANK — 2001
What OKLAHOMA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,091,000 | 34,406,000 | 34,207,000 | 34,844,000 |
| Total loans | 15,251,000 | 15,076,000 | 13,839,000 | 14,987,000 |
| Allowance for loan losses | 194,000 | 194,000 | 203,000 | 211,000 |
| Securities available for sale | 53,000 | 52,000 | 50,000 | 47,000 |
| Securities held to maturity | 14,982,000 | 14,559,000 | 16,564,000 | 17,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,360,000 | 31,733,000 | 31,465,000 | 31,514,000 |
| Interest-bearing deposits | 26,705,000 | 27,332,000 | 27,204,000 | 27,001,000 |
| Noninterest-bearing deposits | 3,655,000 | 4,401,000 | 4,261,000 | 4,513,000 |
| Equity capital | 2,519,000 | 2,517,000 | 2,544,000 | 2,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,304,000 | 1,920,000 | 2,501,000 |
| Interest expense | 300,000 | 591,000 | 859,000 | 1,081,000 |
| Net interest income | 341,000 | 713,000 | 1,061,000 | 1,420,000 |
| Noninterest income | 69,000 | 125,000 | 176,000 | 224,000 |
| Noninterest expense | 217,000 | 438,000 | 660,000 | 917,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 184,000 | 382,000 | 550,000 | 691,000 |
| Income tax | 56,000 | 127,000 | 188,000 | 237,000 |
| Net income | 128,000 | 255,000 | 362,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,509,000 | 2,506,000 | 2,532,000 | 2,542,000 |
| Total capital | 2,703,000 | 2,700,000 | 2,727,000 | 2,743,000 |
| Risk-weighted assets | 15,970,000 | 16,366,000 | 15,567,000 | 16,058,000 |