Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 255,908,000 | 269,793,000 |
| Total loans | 141,300,000 | 148,002,000 |
| Allowance for loan losses | 1,993,000 | 1,855,000 |
| Securities available for sale | 67,697,000 | 66,148,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 219,760,000 | 232,912,000 |
| Interest-bearing deposits | 137,764,000 | 151,221,000 |
| Noninterest-bearing deposits | 81,996,000 | 81,691,000 |
| Equity capital | 33,400,000 | 34,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,235,000 | 6,718,000 |
| Interest expense | 656,000 | 1,392,000 |
| Net interest income | 2,579,000 | 5,326,000 |
| Noninterest income | 264,000 | 534,000 |
| Noninterest expense | 1,681,000 | 3,378,000 |
| Provision for loan losses | 45,000 | 135,000 |
| Pretax income | 1,117,000 | 2,347,000 |
| Income tax | 207,000 | 430,000 |
| Net income | 910,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,354,000 | 31,386,000 |
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